Terms & Conditions
These Terms and Conditions govern access to and use of the website clovamex.com, as well as the services offered by Clovamex, S.A. de C.V. By accessing or using our website and services, you accept these terms in their entirety. If you do not agree with any of them, please do not use our site.
1. General information
Clovamex, S.A. de C.V. is a company incorporated under the laws of the United Mexican States, with address at Av. Paseo de la Reforma 505, Floor 12, Col. Cuauhtémoc, Alcaldía Cuauhtémoc, C.P. 06500, Mexico City, Mexico. Tax ID (RFC): CLO210315AB9. CONDUSEF Registration: RECA-1203-2021. Electronic Commercial Folio No. 2021-045891.
2. Services offered
Clovamex offers financial advisory, economic education, and community social support services. Our services include: personalized financial consultations, economic education workshops, community support programs, and estate planning. Services are provided in accordance with applicable Mexican regulations and are subject to availability.
3. Website usage
The user agrees to use the website lawfully, respecting current legislation, good faith, and public order. Any use of the site for unlawful purposes or that damages the rights and interests of Clovamex or third parties is prohibited. The website content, including texts, graphics, logos, images, and software, is the property of Clovamex or its licensors and is protected by applicable intellectual property laws.
4. Registration and personal data
To access certain services, it may be necessary to provide personal data through online forms. The processing of this data will be carried out in accordance with our Privacy Notice. The user warrants that the information provided is truthful, complete, and up-to-date, and commits to keeping it so.
5. Limitation of liability
The information and advisory provided by Clovamex is for guidance and educational purposes and does not constitute binding financial advice. Financial decisions you make based on our services are your responsibility. Clovamex shall not be liable for losses or damages arising from financial decisions made by the user, website interruptions, third-party site content, or force majeure.
6. Intellectual property
All intellectual property rights over the website content, including but not limited to texts, designs, logos, icons, images, audio and video clips, data compilations, and software, are the property of Clovamex or its licensors. Reproduction, distribution, public communication, or transformation of these contents without prior written authorization from Clovamex is prohibited.
7. Applicable law and jurisdiction
These Terms and Conditions are governed by the laws of the United Mexican States. For the resolution of any dispute, the parties submit to the jurisdiction of the competent courts of Mexico City, waiving any other forum that may correspond to them.
8. Modifications
Clovamex reserves the right to modify these Terms and Conditions at any time. Modifications will take effect from their publication on the website. Continued use of the site after the publication of modifications will constitute acceptance of the new terms. We recommend you periodically review these Terms and Conditions.